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3 Lesser-Known Mortgage Loan Options Worth Considering
Financing a home isn’t one-size-fits-all. Most buyers are familiar with Conventional, FHA, and VA loans, but a few lesser-known programs can open up options depending on the property type and your financial picture. 1. FHA 203(k) loan This program is built for fixer-upper opportunities. It lets you combine the home purchase price and a renovation…
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Tips for Researching Denver Neighborhoods (What Your Agent Can’t Tell You)
Federal and local Fair Housing laws prevent real estate agents from answering questions about the demographics, safety, or school quality of an area. The rule exists to keep agents from steering buyers toward or away from a community based on protected characteristics. Here’s how to research those questions yourself. What are the neighbors like? Information…
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Understanding HOAs: Pros and Cons of Buying in an HOA
Buying a home in an HOA isn’t inherently a bad idea. Plenty of people like their communities and the benefits that come with them, and you also hear the horror stories. Whether it makes sense for you depends on the fees, the rules, and whether the tradeoffs fit your lifestyle. If you’re considering a condo,…
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4 Credit Score Secrets Every Denver Homebuyer Should Know
Credit scores are one of the most confusing parts of getting qualified for a mortgage, partly because the score you see in a free app often isn’t the score your lender actually uses. Here are four things worth knowing before you apply. 1. Not all credit scores are created equal Keeping an eye on your…
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Your Step-by-Step Guide to Buying a Home in Denver
The first step to buying a home in Denver is getting pre-approved for a mortgage. Browsing listings online comes after that. A pre-approval tells you what you can actually afford and what your monthly payment will look like, so you’re searching with real numbers instead of guesswork. Once that’s in place, the rest of the…
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Essential Guide to Choosing the Right Neighborhood in Denver
Moving to Denver? Choose the neighborhood first Moving to Denver from out of state is exciting, but choosing where to live can feel surprisingly complicated. Denver is often described as one city with dozens of neighborhoods, but each area offers a very different version of Colorado living. Two homes located only a few miles apart…
Marla Doughty
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